Wed. Apr 24th, 2019

Paytm PostPaid: Credit card Without Documentation

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Paytm PostPaid: Credit Card Without Documentation

Paytm PostPaid: Credit card Without Documentation
Paytm PostPaid: Credit card Without Documentation

Asking friends or any other person for money is the most embarring, therefore Paytm brings you the program called Paytm PostPaid. Paytm PostPaid allows you to buy now and pay next month any product from Paytm Mall or Online sites and also you can spend the money for transferring fund to other and pay next month. Its working process is exactly like a Credit Card.

What is Paytm PostPaid?

Paytm PostPaid is a collaboration between a Scheduled Commercial Bank (ICICI Bank) and the Commerce  Platform (Paytm) to provide facilities like Credit Card without any documentation and also without any Branch visit. At the initial stage it only provides this facility to ICICI Bank account holder with Paytm App, but now it is rolling out for all Paytm App user.

Features Of Paytm PostPaid: 

  • You can register and set up for Paytm Postpaid though the profile section of the Paytm app and configure a few details required in the application for registration.
  • Purchase now and pay after 45 days: In which you will get free credit for 45days.
  • Paperless Documentation and No branch visit is required.
  • All transaction of Paytm Postpaid Is recorded on your Paytm Profile Section.
  • Its limits Start from 3,000-10,000Rs and Exceed up to 20,000Rs as per your repayment basis.
  • PAN and e-KYC for your Paytm account is mandatory
  • Faster Shopping experience: Pay the shopping amount directly from Paytm app of Postpaid section without any interference.
  • 99% Payment Sucess Rate: As it is a collaboration between a Commercial bank, its payment success rate is Guaranteed by ICICI.
  • 24/7 Working: As it is an online approach it will be available 24/7 
  • There are No Entering Fees, Transferring Fees or Hidden Fees.
  • The repayment can be done according to the statement sent by Paytm on the 1st every month
  • The repayment can be done through ICICI Bank account, for others who do not have ICICI bank account can make their payment by using their Debit Card, Net Banking, and Other Online Payment Option.

What if you don’t make repayment in time?

  • One day of delay can be fined 50Rs and 3% Interest on your Credit amount
  • After a week if you still not repaid your payment, Your Paytm Postpaid account will be blocked and future you can’t make any payment using Paytm PostPostpaid
  • You are reported to ICBIL and other Bureau, which will affect on future loan taking ability.

How to Register for Paytm Postpaid?

Registering for Paytm Postpaid is a simple task and I’ll show you guys how to register for Paytm Postpaid.
Step 1: Open Paytm App and Login with your account, then click on Bank Tab

Paytm PostPaid: Credit card Without Documentation
Paytm PostPaid: Credit card Without Documentation

Step 2: After entering into bank section click on Profile icon on the Top-right side which will redirect you to profile section

Paytm PostPaid: Credit card Without Documentation
Paytm PostPaid: Credit card Without Documentation

Step 3: After entering into profile section kindly scroll down to payment settings where you get “Post Paid” option, click on it and also click “Interested” which will help you to open Paytm Postpaid Account when you are eligible means when your transaction at Paytm wallet will be more than 5000/month.

Paytm PostPaid: Credit card Without Documentation
Paytm PostPaid: Credit card Without Documentation
If you have any doubts feel free to comment below I’ll reply you.

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